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 Ontario
Car Finance
Privacy Policy
The following statement discloses the privacy practices of Ontario
Car Finance.
Because Ontario Car Finance wants to demonstrate its commitment to
consumer privacy, we have agreed to disclose our information and
security practices.
Ontario Car Finance Safeguard Policy
Ontario Car Finance complies with all government regulations in an
effort to guard your personal data from misuse. We undertake
physical, electronic and procedural steps to ensure your data is
safe, and is only used for the purposes outlined in our privacy
policy and loan application.
Acceptance of Ontario Car Finance Privacy Policy
By using Ontario Car Finance’s services or web sites, you signify
your agreement to the terms and conditions of Auto Loans in
Canada’s
Privacy Policy. If you do not consent to these terms and
conditions, are not a Canadian resident, or are under 18 years of
age, please do not use the site or Ontario Car Finance services.
When you just visit one of our sites:
We use IP addresses to analyze trends, administer the site, track
user’s movement, and gather broad demographic information. IP
addresses and cookies are not linked to personally identifiable
information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for consent to follow up with
visitors regarding their application or partially completed
application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks on
our customer’s behalf.
We use this information to evaluate your applications, locate an
appropriate lender, provide you with high quality service, prevent
fraud and, with your consent, inform you of offers for other Auto
Loans in Canada
services offered by third parties. We may also use this
information to confirm your identity when you call us to inquire
about your accounts. We also ask for information from our visitors
at other locations on our web site. This is considered
consensually given information and subject to the conditions of
this privacy policy.
Sharing Information
Ontario Car Finance may disclose information about you to
the following types of third parties: Ontario Car Finance
affiliates;
service companies (companies that provide services to Auto Loans
in Canada
in order to process your application); financial institutions, and
credit bureaus, collection agencies. Your information is disclosed
to the foregoing entities solely for the getting a loan that meets
your criteria. Outlined below is the information shared with each
type of third party and as appropriate, your options.
• Sharing Information with Service Companies -- In order to
provide quality service, Ontario Car Finance
contracts with
service providers for essential roles in processing your
application. We may disclose some or all of the information we
collect to these service providers but only in order to obtain
credit for you. All of Ontario Car Finance‘s service providers have entered into a
contract with Ontario Car Finance that forbids them from using
information provided by Ontario Car Finance
for any purpose other than
providing the service for Ontario Car Finance customers. Auto
Loans in Canada
takes security precautions to monitor the use of the information
and prevent the use of the information for any other purpose.
• Information Sharing With Merchants -- Ontario Car Finance does not
share any information with unrelated merchants for the purpose of
extending offers of goods and services without your consent.
• Information Sharing with Partners -- Ontario Car Finance offers
its products in conjunction with financial institutions and other
businesses (collectively, Ontario Car Finance Partners). By
completing a credit application with Ontario Car Finance
for the purpose of locating a loan that meets your
criteria, you agree to the sharing of information with that
partner. These relationships are clearly stated in the
application and by completing the application you agree to
the information sharing by Ontario Car Finance
and the
partner which may include: your name, address, phone number,
e-mail address, and personal financial information.
• Credit Reports and Other Uses of Information -- In applying
for credit, you agree that we may request consumer credit reports
from one or more credit reporting agencies in connection with your
application and the administration of such application. You also
authorize us to exchange credit information concerning you or your
use of the Account with (and answer questions and requests from)
others, such as merchants, other lenders and credit reporting
agencies.
• Ontario Car Finance does not knowingly offer its products and
services to minors. Similarly, Ontario Car Finance
does not collect
information about children.
Access to Account Information and Correction of Error Questions
Ontario Car Finance is committed to customer service and privacy. If
you have any questions, comments or concerns regarding our Privacy
Policy and its implementation, please do not hesitate to
contact us
apply in
confidence
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